It is important to consider the potential benefits and downsides to using insurance versus private pay options for therapy visits. For many, using insurance offers ease and convenience of payment and some plans cover a range of services easily. It’s important to know, though, that when you use your insurance for our visits there are some potential limitations that many people are not aware of, such as:
- All insurance plans require that your clinician submits a mental health diagnosis for you to your insurance company for each visit, which remains in your medical record.
- Some diagnoses are not covered by the insurance company, and/or may be subject to treatment limitations.
- Some insurance plans limit the total number of sessions available, despite what you and your clinician may feel is needed or helpful.
- Many insurance plans limit our session times to shorter sessions, which can interfere with the type of therapy that you and your clinician may want to pursue.
- Your insurance may require that your clinician submit progress notes from your sessions, treatment plans with details of your therapy, and treatment summaries detailing the problems you are working on in order to justify continued coverage.
Only you can determine whether the benefits of using your health insurance outweigh the potential drawbacks. We can further discuss any questions or concerns you have about using your insurance for sessions at any time, as our goal is to help you make the best choices regarding your access to care and wellbeing!
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. This allows us to schedule others who may be waiting to be seen, or accommodate other appointment change requests in a timely fashion. If you do not provide at least 24 hours notice by phone, email, or text, you will be charged a late cancellation fee, which insurance does not cover.
Any Other Questions
Please contact us for any additional questions you may have. We look forward to hearing from you!